Which banks can send Faster Payments and what is my bank's value limit

Faster Payments is the first new payments service to be introduced in the UK for more than 20 years.

To ensure that the service is launched smoothly, securely and with total reliability for customers, banks and building societies have been phasing the service.

All of the founding members are now sending and receiving faster payments, however, some may not be sending all types of faster payments. Only your bank can confirm the services that are available to you.

Below you will find the value limits and availability of the Faster Payments Service:

Can I make a one-off phone/internet Faster Payment?

Bank

Availability

Value Limit

Alliance & Leicester

 Yes, phone and internet

£250

Bank of Scotland

Yes, phone and internet

Retail customers- £2,500

Corporate customers- £10,000

Barclays

Yes, phone and internet

£10,000

Citibank

Only available to corporate customers via Internet

£10,000

Clydesdale (including Yorkshire Bank)

Yes, phone and internet

£1000*

Co-operative

Yes, phone and internet

£1,500

Danske (Northern Bank)

Yes, phone and internet

£10,000

HSBC

Yes, phone and internet

£10,000

Lloyds TSB

Yes, phone and internet

Retail customers £10,000*

Corporate customers
£10,000

Nationwide

Yes, phone and internet

£1,000

Northern Rock

From 2010, for customers with saving accounts, via the internet 

N/A

Royal Bank of Scotland (including Natwest & Ulster Bank)

Yes, phone and internet

£10,000

Santander UK plc

 Yes, phone

£300

*Telephony limits available upon request.

 Data last updated 19 July 2010

 

Will my regular Standing Order payment be processed as a faster payment?

Bank

Availability

Value Limit

Alliance & Leicester

No

N/A

Bank of Scotland

Yes

Retail customers- £1,000

Corporate customers- £100,000

Barclays

Yes

£100,000

Citibank

Only available to corporate customers via Internet

£100,000

Clydesdale (including Yorkshire Bank)

Yes

£25

Co-operative

Yes

£3,500

Danske (Northern Bank)

Yes

£100,000

HSBC

No, Sept 2010

N/A

Lloyds TSB

Yes

£1,000

Nationwide

Yes

£1,000

Northern Rock

Yes

£100,000

Royal Bank of Scotland (including Natwest & Ulster Bank)

Yes

£2,500

Santander UK plc

Yes

£1000

 Data last updated: 19 July 2010

In addition to the 13 founding members of the Faster Payments Service, other banks and building societies may be enabling customers to receive and/or send faster payments.  We have compiled a list of other financial institutions whose sort codes support faster payments being made to their accounts.  You will need to check with your own bank or building society if you want to ensure that you can send a payment from your account at one of these institutions.

Some of the founding members have separate commercial, private banking or offshore (Guernsey, Jersey, Isle of Man) establishments which will offer faster payments. Whilst these banks are not included in the list below, you can use the sort code checker to find out if the account you are sending to can receive faster payments.

AHLI United Bank (UK) Plc          
Alliance & Leicester Commercial Bank
AMC Bank Ltd                   
Arbuthnot Latham and Co Ltd        
Banif- Baco Internacional do Funcha
Bank Leumi (UK) Plc                
Bank of Cyprus UK                  
Bank of East Asia Ltd              
Bank of Ireland                    
Bank of London and the Middle East Plc
Bank of Scotland trading as Birmingham Midshires   
Barclays Private Clients International Ltd
BNP Paribas                        
C Hoare & Co
CIMB Bank Berhad                   
Commerzbank AG                     
Coutts & Co                        
Coventry Building Society           
Cumberland Building Society
DBS Bank Ltd                       
Deutsche Bank AG
Dexia Private Bank Jersey Ltd
DNB NOR Bank ASA                   
Duncan Lawrie Ltd                  
EFG Private Bank Ltd
EGG Banking Plc
Fairbairn Private Bank (IOM) Ltd
Fairbairn Private Bank Ltd  
First Commercial Bank             
GE Capital Bank Ltd          
Godiva Mortgages Ltd      
Guaranty Trust Bank (UK) Ltd   
Habib Bank AG Zurich
Halifax                            
Handelsbanken                       
Hanley Economic Building Society    
Harrods Bank Ltd                   
HFC Bank Ltd
HSBC Private Bank (UK) LTD         
ING Bank NV                        
Investec Bank Plc                  
Isle of Man Bank Ltd           
J P Morgan Europe Ltd              
Jordan International Bank Plc
JP Morgan Chase Bank                
Julian Hodge Bank Ltd           
Korea Development Bank - London Branch  
Korea Exchange Bank        
Lloyds TSB Bank (Guernsey) Ltd 
Lloyds TSB Bank (IOM) Ltd      
Lloyds TSB Bank (Jersey) Ltd           
Lloyds TSB Offshore              
Lloyds TSB Private Banking Ltd     
Lloyds TSB Scotland Plc            
Mashreq Bank PSC                    
MBNA Europe Bank Ltd               
Metro Bank Plc
National Westminster Bank Plc    
Nedbank Ltd                   
Newcastle Building Society          
Nordea Bank Finland Plc            
Northern Bank Ltd                   
Philippine National Bank (Europe) Plc       
Progressive Building Society        
R Raphael & Sons Plc               
RBS One Account                     
Reliance Bank Ltd                  
Rothschild Bank International Limited   
S G Hambros Bank & Trust Ltd
S G Hambros Bank (Channel Islands) - Guernsey 
S G Hambros Bank (Channel Islands) 
SG Hambros Bank (Gibraltar) Limited
Shepshed Building SC               
Skandinaviska Enskilda Banken AB (Publ)  
Standard Chartered Bank             
State Bank of India                 
Swansea Building Society           
T C Ziraat Bankasi AS              
Tesco Bank
Tesco Personal Finance Plc
The Bank of Tokyo-Mitsubishi UFJ, Ltd
The Royal Bank of Scotland International Ltd      
The Royal Bank of Scotland N.V
The Woolwich                       
Triodos Bank NV                    
Ulster Bank Ltd                    
Unicredit Bank AG           
Unicredito Italiano SPA          
United National Bank Ltd        
Virgin Bank Ltd
Weatherbys Bank Ltd                 
Wesleyan Bank Limited              
Yorkshire Bank                   
Yorkshire Building Society        
Zenith Bank (UK) Ltd

Agency banks last updated 20 May 2010